A mortgage
broker who
works for you

At Kolad Finance we take care of the hard work and paperwork, so you don’t have to go through the agony that many individuals go through just to find the correct or competitive lender. We provide experienced guidance and assistance from beginning to end, ensuring that you receive a hassle-free, competitive mortgage. If you need a home loan, look no further; we have solutions and a wide range of services to suit everyone from first-time buyers to seasoned investors.

Louis Danso

Home Loans

 

We assist individuals, property investors, and companies in obtaining a loan from a list of over 30 lenders on our panel of lenders. We assist clients in obtaining a variety of loans, including basic and standard home loans, variable or fixed interest rates.
We also assist customers in selecting loans that are most appropriate for their present needs and structuring it to meet their financial goals and objectives.

  • First home buyers
  • Refinancing
  • Investment Loans

First Home Buyers

 

While many dream of buying their first homes it can be scary to enter the property market for the first time. It doesn’t have to be that way and having a companion who can take your hand through the process will make it a lot less stressful and even exciting. Kolad Finance can walk you through the entire process, including any government assistance available to first-time home purchasers (FHOG), Stamp Duty and Lenders Mortgage Insurance (LMI).

We also assist you with other difficulties such as determining the minimum deposit required, your maximum borrowing capacity, and your monthly estimated repayments. Kolad Finance is a trusted partner to have as you begin your journey from loan application to getting into your dream home in no time.

Refinancing

 

Refinancing is the process of replacing your present house loan with a new one, either from a different lender or from your current one. People typically seek for a mortgage refinance because their financial condition has changed since they first borrowed the money, or better loan terms have become available that were previously unavailable.

Most people refinance their mortgage to lower their monthly payments by receiving a lower interest rate. It’s also a great opportunity to tap into any equity you’ve built up and get control of your debt. However, refinancing might come with certain charges, so it’s important to assess the benefits of refinancing against the costs and making the right choice tailored for your needs.

Investment Property

 

Are you a first-time real estate investor looking to build a portfolio? Or are you a seasoned Investor looking to grow your portfolio? While the market is full of investing opportunities, seeking professional assistance along the way is always a good idea. Our mortgage professionals at Kolad Finance can assist you in maximizing the value of your investment property. Whether you’re buying one or many properties, developing a property, buying off the plan, or building numerous homes, our knowledge will ease the burden of finances so you can focus on what matters most to you.

When compared to standard home loans, investment property loans have different conditions and terms. Lenders are more cautious when it comes to loans for investment properties since the risks of default and foreclosure are higher. The approval criteria are more rigorous than for a primary.

Commercial Loans

 

A commercial property loan is given to a company for the purpose of purchasing real estate that is required to run the company or grow its operations. Traditionally, business owners have had to jump through more hoops to get their finance agreement approved, and while many lenders provide products to you, we want to make sure you have the proper documentation and can get approved right away.

While many believe that it is difficult to secure a commercial loan at Kolad Finance we have observed that a commercial loan success is largely determined by its location, Transportation options, the presence of competing businesses, and client accessibility. Get in touch now with our knowledgeable commercial loans broker today to assist you with the process and guide you to get your loan approved in an efficient and in timely manner.

Commercial Loans include:

  • Purchase of retail, industrial, residential, and commercial property
  • Construction of retail, industrial, residential, and commercial property
  • Specialist securities such as childcare centres, hotels, motels, caravan parks
  • High LVR where you can borrow up to 80% of the property’s value

Asset/Car Finance

 

We can connect you with a variety of lenders who can help you finance the purchase of a vehicle for personal or business use. We are also able to help you secure a loan for equipment’s for your business. We’ll break down the interest rates, fees, and repayments for you in plain language. We can get you lower rates as we have a panel of 30 lenders.